Making Homeownership Simple, Stress-Free, and Within Reach
At Capital Homes, we believe everyone deserves a fresh start — and a home they love. That’s why we created our Clean Slate Program, designed to help more Oklahomans move confidently into a brand-new home, even if life (and credit) hasn’t been perfect.

Whether you’re a first-time buyer, starting over, or simply ready for a change, the Clean Slate Program helps you take the next step toward homeownership — without the stress or confusion that often comes with traditional financing.


What Is the Clean Slate Program?
The Clean Slate Program is Capital Homes’ way of saying “we see your potential, not your past.” It’s a path to homeownership for people who may need a little extra guidance to get financially ready to buy a new home.

Through the program, we connect you with trusted local lenders and credit experts who can help:

- Review your current financial situation.
- Create a personalized plan to improve your credit score.
- Offer guidance on down payment options and assistance programs.
- Prepare you to qualify for a mortgage — often faster than you think.

The goal? To give you a clear, achievable path to owning a Capital home.


Why We Started It
We’ve met so many hardworking people who dream of owning a home but feel stuck because of a few financial bumps in the road. The Clean Slate Program was created to open doors for those buyers — literally.

At Capital Homes, we’ve always believed in being a hometown builder that puts people first. Clean Slate is part of our commitment to helping Oklahoma families build strong futures, one home at a time.


Who Can Benefit
The Clean Slate Program is a great fit if you:

- Have been turned down for a home loan before.
- Are rebuilding credit after life changes.
- Need help understanding how to qualify for a mortgage.
- Want to plan for homeownership in the next 6–12 months.
- Even if you’re not ready to buy today, our team can help you map out a plan to make it happen soon.


How It Works
- Connect with a Capital Homes New Home Specialist.
- They’ll help you get started and connect you with one of our Clean Slate lending partners.
- Review Your Financial Snapshot.
- Together, you’ll go over your credit, income, and goals to see where you stand.
- Create Your “Clean Slate” Plan.
- You’ll get a step-by-step guide tailored to your situation — including ways to improve credit, reduce debt, or access programs that make buying easier.
- Start Building Your Future.
- Once you’re ready, we’ll help you find the perfect community, floor plan, and home that fits your lifestyle.

A Fresh Start Is Closer Than You Think
Your dream of homeownership doesn’t have to stay a dream. With Capital Homes’ Clean Slate Program, you can take real steps toward building your future — and do it with a local team that’s here to guide you every step of the way.

Ready to get started?
Reach out to a Capital Homes New Home Specialist today and ask about the Clean Slate Program. Your fresh start begins here.