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Rent Vs Buy

First-Time Homebuyers

Capital Homes specializes in helping first-time buyers realize the dream of owning a brand new home. 

A new home is more affordable than you may think. We work with lending partners who are experts at helping first-time homebuyers build credit and finance their first home.

Renting vs. Buying

There’s no need to continue settling for dated design choices, noisy neighbors, or difficult layouts. At Capital Homes, we’re committed to helping first-time home buyers get out of their rentals and start building equity in a new home. We build communities in sought-after locations around key amenities so that your investment appreciates quickly.

A new home by Capital Homes is ideal for first-time home buyers
  • Deposits start at just $1,000 to get started, so you can save or build your credit while we build your home

  • A brand new, customized home without the risk or hassle of managing the build

  • An energy-efficient home that helps you save on monthly bills

  • An extensive, company-backed one-year limited warranty on the entire home

  • A New Home Specialist by your side every step of the way

  • Planned communities around key amenities like schools, parks, and infrastructure
This was the most wonderful experience as Capital Homes staff, Allen Pool, worked with us the entire time. I strongly recommend Capital Homes to anyone and everyone.
- Charles M.

Discovering that a New Home is Within Reach

A first-time home buyer's story

Some of our recent first-time home buyers were in a pricey rental in Midtown Tulsa when they decided it was time to consider buying their own home. "We were paying a lot in rent... It was almost at a year when we starting thinking, ‘Could we save money by purchasing a home with a cheaper mortgage or get more space for our money?’"

When they started their search, the couple were focused on existing homes. They didn’t realize that a new construction home was within reach. “Honestly, I just assumed that we wouldn’t be in a position to build a home... I just assumed building a house was too expensive… It wasn’t until my friend told me about some of the financial assistance and down payment assistance that I really gave it some thought." 

They secured financing and started building their new home in the Capital Homes community, Ogans Circle. "It was really exciting to see all the things we’d picked out come together. We’re really really excited and just happy to be in our place. Just being in a home that was built from scratch, it’s really exciting.”

Your Home. Your Way. Imagine Where You Could Live.

There is nothing like a new home from Capital Homes, because it becomes uniquely yours.

Love shiplap? Dreaming of a white kitchen? Ready for more closet space? With the help of our Design Consultant, choose from hundreds of options and designer upgrades to personalize every aspect of your new home.

Explore the possibilities: Visit our Design Center or browse floor plan options.

Schedule a consultation with a New Homes Specialist to learn more about what’s possible.

Build Your Own Home, No Experience Required

Capital Homes has simplified the process to make building a customized new home an easy, enjoyable experience from start to finish. Your New Homes Specialist will be by your side to guide you and answer questions every step of the way.

New Construction Homes, Move-In Ready

For house hunters looking to move quickly, Capital Homes always has a limited number of quality built, beautiful homes ready for purchase. These brand-new homes feature our most popular floor plans and preferred upgrades for the best value in the neighborhood.

Where Would You Like to Live?

Buy or build your new home in some of the most desirable communities in the Tulsa area.

First-Time Homebuyer Resources

Could a brand new home cost you less than rent?

Take the Next Step

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    Let us answer your questions or help you figure out which community would be the best fit for you.

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  • <p>Visit a</p><p>Model Home</p>

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    Model Home

    We have model homes all over the Tulsa area. Let us show you our communities and give you a tour of a completed model home.

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