The truth is, purchasing a new home can be overwhelming no matter where you are in the process. Whether you are saving for a down payment or wondering if you can afford home ownership, let Capital Homes guide you through a rewarding experience.
Steps to Your New Home
Which financing option is best for you?
There are countless options when it comes to financing your home. Capital Homes preferred lenders will listen to your needs and wants, and only then identify the best financial strategy for you.
If you would like to repair your credit to become pre-qualified for home financing, ask us about our Cl...
Get a clean slate
How can you strengthen your credit score? Which loan program best meets your needs? What can you comfortably afford? Our preferred lenders have decades of experience in the industry and have helped thousands of people just like you work through these questions. With their guidance, you can become pr...
Select Your Home
Now the fun begins! Schedule an appointment with Capital Homes and design the right home for you. Capital Homes includes numerous features in its base price, but also offers specific upgrades you may add to the house to make it home. Capital Homes and your lender will help ensure your choices remain...
From the time you finalize the options in your home, your lender and Capital Homes work together to ensure a timely and seamless closing. We work with appraisers, inspectors, and contractors on your behalf. Capital Homes speaks with your lender regularly, to keep each other -- and you -- advised of ...
Stay consistent and in contact
While your home is being built, avoid making any major financial decisions. Keep in mind your pre-qualification is based on your financial snapshot at that time. Refinancing an automobile, making a major purchase, or even changing your marital status of job can adversely affect your credit score by ...
Within 30 days of closing, your lender will ask you for a final proof of funds, completed closing paperwork, and verification of employment. A few days before closing, your lender will provide a "clear to close", advising you are all set for closing.
A few days before closing, Capital Homes will als...
We have partnered with local mortgage lending offices that are able to help take the mystery out of financing a home. Every family is different; so is every mortgage. Finding a lender you know you can trust has never been more important. Contact a New Homes Specialist today to see which lender may best fit your needs.