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Our experienced team of preferred lenders are here to help you throughout every step of the process when purchasing your new home. Think of us as your personal home buying assistant that's here to answer all of your questions, big and small. Not to mention, we'll always do so with a smile on our face and a helpful attitude.

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    Building Your New Home

    Have you wondered why we don’t typically have flashy ads promoting our latest, greatest “deals”? Is this because we don’t offer incentives? No! In fact, we have incentives on every home we build catered to your needs.

    At Capital Homes, we believe a large part of our responsibility to you is to cut through the smoke and mirrors and make what could otherwise be an overwhelming process simple, fun, and most importantly, focused on you and your needs.

    At the end of the day, we realize that in spite of any incentive, deal, or flashy headline, what matters most is finding the right home to fit your specific and unique needs, the quality of that home, and the price you ultimately pay. If you are thinking about purchasing a home, we’re here to help. We’ll work together to find the perfect solution for your unique situation.

    6 Steps to Your New Home

    • Which Financing Option is Best for You?
      1

      Which Financing Option is Best for You?

      Whether you're a first time home buyer or you're already familiar with the process, selecting the best financing option for your home can be challenging. Not all homes, or home loans, are the same. We're here to help you make the most informed decision to ensure that you choose a loan that makes the most sense for you. If you’re in need of credit repair to become pre-qualified, we can offer you our Clean Slate program, free of charge.

      Register for Clean Slate Program
    • Become Pre-qualified
      2

      Become Pre-qualified

      At Capital Homes, we're here to help you understand what you can afford without negatively impacting your financial security. We know you'll likely have many questions about the process, from your credit score and budgetary needs to the prequalification process. Our preferred lenders have decades of experience to help home buyers like you make informed financial decisions. At Capital Homes, we're dedicated to helping you break down the monthly payment estimates for your new home, including property tax, HOA dues and insurance, so that there are no surprises along the way. In other words, we have your back, always.

      • Select Your Home
        3

        Select Your Home

        Once you become pre-qualified, we'll be ready to help you design the right home for you and your family. Schedule an appointment with us and learn more about the incredible features already included in our base price, as well as specific upgrades to make your home stand out from the rest! Rest assured, we'll ensure your choices are aligned within your budget so that there are no hidden costs or unwanted surprises.

        • Behind the scenes
          4

          Behind the scenes

          Once you finalize the options in your new home, we'll work with your lender to ensure a timely and seamless closing. We'll take on the heavy lifting of working with appraisers, inspectors and subcontractors so that you can focus on what matters most - envisioning the future of your new home. Capital Homes will speak with your lender regularly and provide you with plenty of updates about the progress being made on your loan and construction. Approximately 30 days before closing, Capital Homes will inform you of your closing date so that you can have plenty of time to prepare for your big move!

          • Stay Consistent and in Contact
            5

            Stay Consistent and in Contact

            At Capital Homes, we're here to advise our home buyers to ensure a successful closing and eliminate any negative financial surprises along the way. Once your new home is under construction, we recommend holding off on making any major financial purchases. Many home buyers are unaware that their pre-qualification is based on their current financial situation. Don't forget that making a large purchase or refinancing decision can adversely affect your credit score. During the homebuilding process, make sure to work on improving your credit score and consult with your lender before making a large financial decision in order to set you up for a successful closing.

            • Finalize Loose Ends
              6

              Finalize Loose Ends

              Within 30 days of closing, your lender will reach out to you about providing a final proof of funds, completed closing paperwork and verification of employment. Once these documents have been received, you'll be given a "clear to close,” advising you have everything you need to close on your new home. A few days before closing, Capital Homes will schedule a time to walk you through your new home and give you tips to ensure everything in your home remains in top condition. Once your home has been built, we'll schedule an appointment with your title company to facilitate the transfer of funds between Capital Homes and provide you with a title and keys to your brand-new home!

              Our Preferred Lenders

              We have partnered with local mortgage lending offices that are able to help take the mystery out of financing a home. Every family is different; so is every mortgage. Finding a lender you know you can trust has never been more important. Contact a New Homes Specialist today to see which lender may best fit your needs.

              What Our

              Homebuyers Are Saying

              Kristi and Jeff Sand Springs, OK | Stone Villa

              "We searched high and low, compared and contrasted, until we finally stumbled upon Capital Homes. What really stood out to us was their incredible floor plans that had us dreaming up all sorts of wonderful possibilities, along with their fair pricing and ideal location. But you know what truly made Capital Homes a cut above the rest? Our amazing home specialist, Lori."


              Kristi and Jeff Sand Springs, OK | Stone Villa

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